United India Insurance Company (UIIC) has opened the UIIC AO 225 Post Scale 1 Recruitment 2026 — 200 posts for Generalists and 25 for Hindi Officers — under Notification Ref HO:HRM:REC:AO:1:2026, dated 7 September 2026. Online applications are live from 8 September 2026 and close 28 September 2026, with a 3-tier selection process: Prelims, Main (Objective + Descriptive), and Interview.
One clause worth reading carefully before you apply selected candidates must sign a 5-year guarantee bond, and resigning early costs more than just notice period — it’s a proportional gross-salary penalty plus a flat ₹35,000 onboarding charge. This guide covers the complete eligibility, exam pattern, salary, and every rupee of that bond obligation, straight from the official notification.
Table of Contents
UIIC AO 2026: Quick Overview & Important Dates
| Detail | Information |
|---|---|
| Conducting Body | United India Insurance Company (UIIC) |
| Notification Ref. | HO:HRM:REC:AO:1:2026 |
| Notification Date | 7 September 2026 |
| Post | Administrative Officer (Scale I) — Generalists & Hindi Officers |
| Total Vacancies | 225 (200 Generalists + 25 Hindi Officers) |
| Eligibility Cut-Off Date | 30 June 2026 |
| Online Registration Start Date | 8 September 2026 |
| Online Registration Last Date | 28 September 2026 |
| Last Date for Fee Payment | 28 September 2026 |
| Tier I — Prelims (Tentative) | 22 October 2026 |
| Tier II — Main Examination (Tentative) | 30 November 2026 |
| Application Fee | ₹1,000 + GST (Gen/OBC/EWS); ₹250 + GST service charge only (SC/ST/PwBD/existing UIIC employees) |
| Selection Process | Prelims → Main (Objective + Descriptive) → Interview (75:25 weightage) |
| Basic Pay | ₹82,485 (scale: 82485-4050(14)-139185-4390(4)-156745) |
| Approx. Gross Pay (Metro) | ₹1,10,000 per month |
| Probation | 1 year |
| Guarantee Bond | 5 years (including probation) |
| Official Website | uiic.co.in |
UIIC AO 225 Post Scale 1 Recruitment 2026 Details
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UIIC Administrative Officer Generalists (200 posts)
| Category | Vacancies |
|---|---|
| ST | 18 |
| SC | 30 |
| OBC | 62 |
| EWS | 22 |
| UR | 68 |
| Total | 200 |
| PwBD (Horizontal) — VI | 2 |
| PwBD (Horizontal) — HI | 2 |
| PwBD (Horizontal) — OC | 4 |
| PwBD (Horizontal) — MD/ID | 3 |
UIIC Administrative Officer Hindi Officers (25 posts)
| Category | Vacancies |
|---|---|
| ST | 1 |
| SC | 4 |
| OBC | 7 |
| EWS | 2 |
| UR | 11 |
| Total | 25 |
| PwBD (Horizontal) — VI | 1 |
| PwBD (Horizontal) — HI | 0 |
| PwBD (Horizontal) — OC | 0 |
| PwBD (Horizontal) — MD/ID | 0 |
PwBD reservation is 4% (horizontal), per the RPWD Act 2016. A candidate can apply for either Generalist or Hindi Officer — not both. EWS vacancies are tentative, subject to further Government directives/litigation outcomes.
UIIC Administrative Officer Eligibility Criteria
| Post | Minimum Qualification |
|---|---|
| Generalists | Graduate/Post Graduate Degree in any discipline (Engineering, Arts, Science, Commerce, Agriculture, Data Science, etc.) from a recognized university with minimum 60% marks (55% for SC/ST/PwBD) |
| Hindi Officers | Master’s Degree in Hindi with English as compulsory/elective subject or medium of examination at degree level (or the equivalent reverse/mixed combinations of Hindi and English as compulsory/elective/medium), with minimum 60% marks (55% for SC/ST/PwBD) |
Working knowledge of Computer is mandatory for both posts. Candidates who’ve only appeared for their final qualifying exam (result declared after 30 June 2026) are not eligible.
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Age Limit & Age Relaxation
Age as on 30 June 2026: Minimum 21 years, Maximum 30 years (born between 30.06.1996 and 30.06.2005, both dates inclusive).
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | 10 years |
| Ex-Servicemen (incl. Commissioned Officers/ECOs/SSCOs, min. 5 years military service) | 5 years |
| Defence personnel disabled in hostilities/disturbed area operations | 3 years |
| Widows, divorced women, and women legally separated from husbands (not remarried) | 9 years |
| Existing confirmed employees of Public Sector General Insurance Companies (incl. GIC & AIC) | 8 years |
Cumulative relaxation across multiple eligible categories is capped at a maximum age of 45 years.
Reservation Details
- Category-wise vacancies are provisional/indicative and may vary or be interchanged at any stage of the recruitment process.
- OBC candidates in the creamy layer are not entitled to OBC reservation/relaxation benefits.
- EWS candidates must submit an Income & Asset Certificate in the Government-prescribed format, issued by a competent authority (District Magistrate/Additional District Magistrate/Collector/Deputy Commissioner and equivalent ranks), at the time of interview or any subsequent stage.
- SC/ST/OBC certificates must be issued by the competent authority (District Magistrate/Collector/Deputy Commissioner/First Class Stipendiary Magistrate/Sub-Divisional Magistrate, Revenue Officer not below Tehsildar, etc.), in the prescribed format.
- PwBD certificates must be issued by the District-level Medical Board (Chief Medical Officer, Sub-Divisional Medical Officer, and an Orthopedic/Ophthalmic/ENT Surgeon, as applicable).
- No change of category/discipline is permitted after online application registration — no correspondence in this regard will be entertained.
UIIC AO Application Fee
| Category | Fee |
|---|---|
| All applicants other than SC/ST/PwBD/existing UIIC employees | ₹1,000 (application fee incl. service charges) + GST |
| SC/ST/PwBD/existing UIIC employees | Nil application fee; ₹250 (service charges only) + GST |
Fee is non-refundable and cannot be held in reserve for any other exam.
UIIC AO 2026 Selection Process
- Tier I — Preliminary Examination (Online Objective Test), common for both Generalist and Hindi Officer streams.
- Tier II — Main Examination (Online Objective Test + Descriptive Test), stream-specific.
- Interview — candidates qualifying the Main Examination are called for interview, up to 3 times the vacancies in each category/discipline.
- Final Merit List — based on Main Examination + Interview marks, in a 75:25 weightage ratio. Prelims and Descriptive Test marks are not counted toward the final merit list — they only serve as qualifying/shortlisting stages.
Merely meeting eligibility norms doesn’t guarantee a call for exams/interview. Negative marking: 1/4th mark deducted per wrong answer in Prelims and Main objective tests; no penalty for unattempted questions.
UIIC AO Prelims Exam Pattern
Common for both Generalist and Hindi Officer candidates — 100 marks, 1 hour, 3 separately-timed sections.
| Section | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| Test of English Language | 30 | 30 | 20 minutes | English |
| Test of Reasoning | 35 | 35 | 20 minutes | English/Hindi |
| Test of Quantitative Aptitude | 35 | 35 | 20 minutes | English/Hindi |
| Total | 100 | 100 | 60 minutes |
UIIC AO Main Exam Pattern For Generalists
Online Main Examination (Objective, 250 marks):
| Section | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| Test of English Language | 40 | 50 | 30 minutes | English |
| Test of Reasoning | 50 | 60 | 40 minutes | English/Hindi |
| Test of Quantitative Aptitude | 50 | 60 | 40 minutes | English/Hindi |
| Test of General Awareness (Financial Sector focus) | 40 | 60 | 30 minutes | English/Hindi |
| Test of Computer Knowledge | 20 | 20 | 10 minutes | English/Hindi |
| Total | 200 | 250 | 150 minutes |
Descriptive Test (30 marks, 30 minutes): Letter Writing (10 marks) + Essay (20 marks), in English, typed on computer immediately after the Objective Test.
UIIC Administrative Officer Main Examination Pattern For Hindi Officers
Online Main Examination (Objective, 200 marks):
| Section | Questions | Marks | Duration | Medium |
|---|---|---|---|---|
| Test of English Language | 25 | 25 | 20 minutes | English |
| Test of Reasoning | 25 | 25 | 30 minutes | English/Hindi |
| Professional Knowledge (Hindi/English grammar, vocabulary, Official Language Act/Rules, Translation both ways) | 50 | 100 | 50 minutes | English and/or Hindi |
| Test of General Awareness | 25 | 25 | 10 minutes | English/Hindi |
| Test of Computer Knowledge | 25 | 25 | 10 minutes | English/Hindi |
| Total | 150 | 200 | 120 minutes |
Descriptive Test (50 marks, 60 minutes): English Essay (10) + Hindi Essay (10) + Hindi Letter Writing (10) + English-to-Hindi Translation (10) + Hindi-to-English Translation (10). Candidates need Inscript or Remington (GAIL) Hindi keyboard layout knowledge for typing.
Interview & Final Merit List
- Candidates qualifying the Main Examination (Objective + Descriptive) are called for interview, up to 3x the category/discipline-wise vacancies.
- Merit ratio: Main Examination : Interview = 75 : 25.
- Outstation candidates are reimbursed to-and-fro Sleeper Class/bus fare by the shortest route (subject to proof of travel).
- Ties in consolidated score are broken by age (senior candidate ranked higher).
Salary / Emoluments
| Detail | Amount |
|---|---|
| Basic Pay | ₹82,485 (scale: 82485-4050(14)-139185-4390(4)-156745) |
| Approx. Gross Pay (Metropolitan centres) | ₹1,10,000 per month |
| Other Benefits | Gratuity, LTS (Leave Travel Subsidy), Medical Benefits, Group Personal Accident Insurance, National Pension System (NPS), leased accommodation |
UIIC AO Scale 1 2026 Probation Period
Selected candidates (subject to medical fitness) are appointed on probation for 1 year, extendable at the Company’s discretion. During probation, officers must pass the non-life “Licentiate Examination” conducted by the Insurance Institute of India — confirmation of service happens only after passing this exam. Failure to pass within the extended probation period can lead to termination.
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Guarantee Bond: Period & Penalty (Full Breakdown)
This is one of the most important clauses in the notification, and easy to miss while scanning for vacancy/salary details.
Bond period: Before joining as a probationer, selected candidates must give an undertaking to serve the Company for a minimum of 5 years, including the 1-year probation period.
Penalty for early resignation, broken down by timing:
| When You Resign | Penalty |
|---|---|
| Before completing the 5-year bond period | Liquidated damages equal to your actual gross salary paid, capped at a maximum of 1 year’s gross salary |
| In addition to the above, at any point of early resignation | A flat ₹35,000 towards Onboarding and Integration cost |
| After completing 1 year (post-probation) but before completing 5 years total | Liquidated damages are proportionately reduced based on the length of service actually rendered after the 1-year probation period |
What this means in practice:
- The ₹35,000 onboarding cost is a fixed, non-negotiable charge applicable regardless of when within the bond period you resign.
- The gross-salary-based damages component shrinks the longer you stay — resigning in year 4 of a 5-year bond costs proportionately less than resigning in year 2, but never exceeds 1 year’s gross salary as the ceiling.
- No lien/bond executed to retain your current post with a new employer will be binding on UIIC, and UIIC will not pay Leave Salary or Pension Contribution to release you from a prior employer’s bond.
REQUIRES OFFICIAL CHECK: the exact proportional-reduction formula for resignations between year 1 and year 5 isn’t spelled out numerically in the notification — candidates should confirm the precise calculation with UIIC’s HR at the time of joining.
Location of Posting
Vacancies are substantially concentrated in the Western and Southern Zones, and selected candidates are likely to be posted mostly in those zones. The initial posting period is a minimum of 5 years, during which no transfer-to-preferred-location request will be entertained. The Company’s decision on posting/transfer to any location in India is final.
Exam Centre & Call Letter
- The Company allots examination centres; candidates indicate a preferred centre in the application, but the Company reserves the right to allot a different one.
- No request for change of centre/venue/date/session is entertained.
- Call letters for Prelims, Main, and Interview must be downloaded from uiic.co.in using Registration/Roll Number and Password/Date of Birth — no hard copy is sent by post.
- Candidates must affix a recent photograph on the call letter and carry original + photocopy of a valid photo ID (PAN/Passport/Driving License/Voter Card/Aadhaar, etc. — Ration Card and Learner’s License are not accepted).
How to Apply
- Visit the official website uiic.co.in and go to the Recruitment section.
- Register online — only one application is allowed; multiple applications lead to cancellation of candidature.
- Apply for either Generalist or Hindi Officer — not both.
- Upload scanned photograph and signature as per the format specified in the official Annexure-I.
- Pay the applicable application fee/service charges online.
- Take a printout of the submitted application for your records.
Important Links
| Resource | Link |
|---|---|
| Official UIIC Website | https://uiic.co.in/ |
| UIIC AO Direct Official Link | Apply Now |
| UIIC AO Recruitment 2026 Official Notification PDF | Download |
| For Any Educational Updates Join Telegram Channel | NotifyHere |
| For Any Educational Updates On Whatsapp | Join Whatsapp Channel |
| For Study Material Subscribe YouTube Channel | Subscribe NotifyHere |
FAQ
How many vacancies are there for UIIC AO Generalist and Hindi Officer posts separately ?
200 vacancies for Administrative Officer – Generalists, and 25 vacancies for Administrative Officer – Hindi Officers, totaling 225.
What is the difference between UIIC AO Generalist and Hindi Officer posts ?
Generalists need any graduate/PG degree with 60% marks (55% SC/ST/PwBD); Hindi Officers need a specific Master’s-level Hindi-English qualification combination. The Main Exam also differs.
What is the last date to apply for UIIC AO 2026 ?
28 September 2026 — the same date is also the last date for fee payment.
What is the application fee ?
₹1,000 + GST for General/OBC/EWS candidates; ₹250 (service charges only) + GST for SC/ST/PwBD candidates and existing UIIC employees.
What is the UIIC AO Prelims exam date ?
Tentatively 22 October 2026, with the Main Examination tentatively on 30 November 2026.
Are Prelims marks counted in the final merit list ?
No. Prelims (Tier I) is only a qualifying/shortlisting stage — only Main Examination and Interview marks (in a 75:25 ratio) count toward the final merit list.
What is the merit list ratio between Main Exam and Interview ?
75:25 — Main Examination objective test marks carry 75% weightage, and Interview carries 25%.
What is the UIIC AO salary/in-hand pay ?
Basic pay starts at ₹82,485, with approximate gross pay of ₹1,10,000 per month at metropolitan centres, plus Gratuity, LTS, Medical Benefits, Group Personal Accident Insurance, NPS, and leased accommodation.
What is the age limit for UIIC AO 2026 ?
21 to 30 years as on 30 June 2026, with age relaxation available for reserved categories (up to a cumulative maximum age of 45 years).
What is the guarantee bond period and penalty ?
A 5-year bond (including the 1-year probation). If you resign after completing 1 year but before 5 years, the salary-based damages are proportionately reduced based on service rendered.
What is the probation period for UIIC AO ?
1 year, extendable at the Company’s discretion, during which officers must pass the Insurance Institute of India’s non-life Licentiate Examination for confirmation.
Where are UIIC AO postings likely to be ?
Substantially in the Western and Southern Zones of India, with an initial posting period of at least 5 years and no transfer-to-preferred-location requests entertained during that time.
What is the eligibility qualification for the Hindi Officer post ?
A Master’s Degree from a recognized university in Hindi with English as a compulsory/elective subject or exam medium (or the reverse/mixed equivalent combinations of Hindi and English), with a minimum of 60% marks (55% for SC/ST/PwBD candidates).
Author’s Suggestion
Before you apply, work out the guarantee bond math for your own situation — the ₹35,000 onboarding charge applies no matter when you resign within the 5-year period, but the salary-based penalty shrinks the longer you stay, so treat this as a genuine multi-year commitment, not just paperwork.
Disclaimer
This article is based on United India Insurance Company’s official Notification Ref: HO:HRM:REC:AO:1:2026, dated 7 September 2026. The exam schedule is explicitly tentative in the notification; candidates should verify all dates and details directly on uiic.co.in before applying.
