UCO Bank has released its official notification for the Recruitment of Generalist and Specialist Officers on Regular Basis for the year 2026-27. This is a golden opportunity for professionals ranging from Chartered Accountants to IT experts. With a total of 173 vacancies announced.
In this detailed guide, we will break down everything you need to know about the UCO Bank 173 Specialist Officer Vacancy 2026 Apply process, UCO Bank Specialist Officer Service Bond Amount 2026, including eligibility, salary, and the crucial UCO Bank Specialist Officer Service Bond Amount 2026. Whether you are searching for Latest Government Bank Jobs for Engineers 2026 or financial roles, this article covers it all.
UCO Bank Recruitment 2026 Overview
The UCO Bank Recruitment 2026 for 173 Generalist and Specialist Posts is open for online registration from January 13, 2026, to February 2, 2026.
| Particulars | Details |
| Bank Name | UCO Bank (A Govt. of India Undertaking) |
| Recruitment Year | 2026-27 |
| Total Vacancies | 173 Posts |
| Post Categories | Generalist (JMGS-I, MMGS-II) & Specialist (JMGS-I, MMGS-II) |
| Application Mode | Online Only |
| Registration Dates | 13-01-2026 to 02-02-2026 |
Important Dates for UCO Bank SO Recruitment 2026
Missing a deadline can cost you a career opportunity. To ensure you successfully submit your application for the UCO Bank 173 Specialist Officer Vacancy 2026 Apply link, keep these dates marked on your calendar.
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- Online Registration Start Date: 13th January 2026
- UCO Bank Recruitment 2026 Apply Online Last Date: 2nd February 2026
- Payment of Application Fees: 13th January 2026 to 2nd February 2026
- UCO Bank SO Exam Date 2026 Expected: The bank will intimate the date on their website if a written exam is conducted.
UCO Bank Vacancy 2026: Post-wise Details
The notification lists a wide array of roles. If you are looking for UCO Bank Chartered Accountant Vacancy 2026 details or IT roles, here is the breakdown of the 173 seats.
Generalist Cadre Vacancies
| Position | Scale | Age Limit (01.01.26) | Vacancies |
| Trade Finance Officer | JMGS-I | 20-30 Years | 30 |
| Treasury Officer | MMGS-II | 22-35 Years | 10 |
Specialist Cadre Vacancies (IT & Finance)
| Position | Scale | Age Limit (01.01.26) | Vacancies |
| Chartered Accountant | JMGS-I | 20-30 Years | 50 |
| Chartered Accountant | MMGS-II | 22-35 Years | 25 |
| Network Administrator | JMGS-I | 20-30 Years | 05 |
| Database Administrator | JMGS-I | 20-30 Years | 03 |
| System Administrator | JMGS-I | 20-30 Years | 03 |
| Software Developer | JMGS-I | 20-30 Years | 15 |
| Murex Developer | JMGS-I | 20-30 Years | 05 |
| Finacle Developer | JMGS-I | 20-30 Years | 05 |
| Cloud Engineer | JMGS-I | 20-30 Years | 03 |
| AI/ML Engineer | JMGS-I | 20-30 Years | 02 |
| Data Analyst | JMGS-I | 20-30 Years | 02 |
| Data Scientist | JMGS-I | 20-30 Years | 02 |
| Cyber Security Officer | JMGS-I | 20-30 Years | 03 |
| Data Privacy Compliance Officer | JMGS-I | 20-30 Years | 02 |
Scale-II Specialist Vacancies
| Position | Scale | Age Limit | Vacancies |
| Data Analyst | MMGS-II | 22-35 Years | 03 |
| Data Scientist | MMGS-II | 22-35 Years | 03 |
| Data Engineer | MMGS-II | 22-35 Years | 02 |
Note: The UCO Bank Data Scientist Vacancy Eligibility Criteria and seat count differ for Scale I and Scale II, so apply carefully.
Eligibility Criteria: Education & Experience
To avoid rejection, you must fulfill the eligibility norms as of 01-01-2026.
1. Trade Finance Officer (JMGS-I)
- Education: Graduate in any discipline AND Full-time 2-year MBA/PGDM in Finance/International Business/Trade Finance.
- Experience: Minimum 1 year in Banking/Financial sector in Foreign Exchange/Trade Finance.
2. Treasury Officer (MMGS-II)
- Education: Graduate AND Full-time 2-year MBA/PGDM in Finance/International Business/Trade Finance.
- Experience: Minimum 3 years in Banking/Financial sector in Treasury function/dealer.
3. Chartered Accountant (JMGS-I & MMGS-II)
- Education: CA Certification from ICAI.
- Experience: 1 year for JMGS-I and 3 years for MMGS-II in Banking, Financial Services, or Corporate Finance.
4. IT & Data Roles (JMGS-I)
For roles like UCO Bank Cyber Security Officer Eligibility 2026, Network Administrator, etc.:
- Education: B.E./B.Tech in Computer Science/IT/Electronics or MCA/M.Sc Computer Science.
- Experience: Minimum 1 year of relevant post-qualification experience in IT/Banking sector
5. Data Scientist/Analyst/Engineer (MMGS-II)
- Education: Bachelor’s in CS/IT/Stats/Maths/Data Science or MCA/MSc with 60% marks.
- Experience: Minimum 3 years in Data Analysis/Engineering in Banks or Reputed IT Companies.
UCO Bank SO Recruitment 2026 Selection Process
The UCO Bank SO Recruitment 2026 Selection Process is designed to filter the best candidates. The selection will be done through:
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- Online Written Examination
- Screening
- Group Discussion and/or Interview.
The Bank reserves the right to decide the parameters. If an online exam is held, the structure will be intimated on the website. Shortlisting for the interview will be based on eligibility, qualification, and experience. The merit list will be prepared in descending order of scores.
For those asking about the UCO Bank IT Officer Syllabus 2026 PDF Download, the bank has stated that if a written exam is involved, the details of the structure will be published on their official website later.
UCO Bank Generalist Officer Salary Slip 2026
One of the most attractive aspects of this job is the pay scale. The UCO Bank Trade Finance Officer JMGS-I Salary and Perks are quite competitive.
- Junior Management Grade Scale-I (JMGS-I):Pay Scale: 48480 – 20007 – 62480 – 2340/2 – 67160 – 2680/7 – 85920.
- Middle Management Grade Scale-II (MMGS-II):Pay Scale: 64820 – 2340/1 – 67160 – 2680/10 – 93960.
In addition to the Basic Pay, officers are eligible for D.A., H.R.A./Lease accommodation, C.C.A., medical benefits, and other allowances as per bank rules.
UCO Bank Specialist Officer Service Bond Amount 2026 & Probation
A critical query for many applicants is the UCO Bank Specialist Officer Service Bond Amount 2026. The bank has a mandatory provision for a service bond to ensure retention.
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| Scale | Probation Period | Bond Amount | Minimum Service Period |
| JMGS-I | Two (2) Years | Rs. 2 Lakhs + GST | Two (2) Years |
| MMGS-II | One (1) Year | Rs. 2 Lakhs + GST | Two (2) Years |
Bond Terms: Selected candidates must execute a bond to serve the bank for a minimum of 2 years. If you leave before this period, you are liable to pay the UCO SO 2 Lakh Bond 2026 amount. This is a standard practice, and candidates often search to Compare UCO SO bond with SBI SO bond to weigh their options. Understanding the UCO Bank SO bond waiver conditions 2026 is difficult as the notification strictly mentions the penalty without waiver clauses.
UCO Bank Recruitment 2026 Fees for SC ST OBC
The application fee is non-refundable and must be paid online.
- SC/ST/PwBD Candidates: Rs. 175/- (inclusive of GST)
- General/OBC/EWS Candidates: Rs. 800/- (inclusive of GST)
Ensure you pay between 13-01-2026 and 02-02-2026
UCO Bank Recruitment 2026 Age Relaxation Details
The notification provides age relaxation for reserved categories on the upper age limit.
- SC/ST: 5 Years.
- OBC (Non-Creamy Layer): 3 Years.
- PwBD: 10 Years
- Ex-Servicemen: 5 Years (subject to conditions)
- Persons affected by 1984 riots: 5 Years
Note: EWS and General candidates have the same maximum age limit
How to Apply for UCO Bank SO Recruitment Online
The UCO Bank Recruitment Notification PDF Download clearly outlines the steps. Follow this guide to avoid errors:
- Visit the Website: Go to
https://uco.bank.in-> Career -> Recruitment Opportunities. - Register: Click “Click Here To Apply Online” and then “Click Here for New Registration”.
- Fill Details: Enter your name, contact details, and save the Provisional Registration Number and Password.
- Upload Documents: Upload your Photo, Signature, and required certificates. The system won’t let you proceed without valid uploads.
- Payment: Pay the fees online using Debit/Credit Card, UPI, or Net Banking.
- Print: Take a printout of the application form for future reference.
Important: There is UCO Bank SO Handwritten Declaration Format usually required in banking exams, but this notification specifically mentions uploading Proof of Identity, Educational Certificates, Experience Certificates, Proof of Birth, and Caste/Disability certificates. Always check the Annexure-I in the official link for specific text formats if requested during the online flow.
Documents & Photo Upload Guidelines
To ensure your application isn’t rejected, follow these specs:
- Photograph: Recent color passport style ($4.5cm \times 3.5cm$), White background, Size 20kb-50kb
- Signature: On white paper with Black Ink Pen, Size 10kb-50kb. Do not sign in CAPITAL LETTERS
- Documents: PDF format. Identity/Birth Proof (Max 100KB), Education/Experience/Caste Certs (Max 1MB).
Important Direct Official Links for UCO Bank SO Recruitment 2026
| Link Description | Direct Link |
| UCO Bank SO Recruitment Notification 2026 PDF | Download PDF |
| Apply Online for UCO Bank SO 2026 | Click Here to Apply |
| Official Website | Visit Website |
| For Any Educational Updates Join Telegram Channel | Notify U |
| For Study Material Subscribe YouTube Channel | Subscribe Notify U |
| For Any Educational Updates On Whatsapp | Join Whatsapp Channel |
FAQs Regarding UCO Bank SO Recruitment 2026
What is UCO Bank SO service bond cost 2026 ?
The service bond cost is Rs. 2 Lakhs + GST. This applies if you leave the bank before completing the minimum service period of 2 years.
UCO Bank specialist officer 2 year bond penalty details ?
If a selected candidate (Scale I or II) resigns before completing the mandatory 2-year service, they must pay the bond amount of Rs. 2 Lakhs. This is the UCO Bank SO service bond penalty calculation essentially fixed at this amount.
UCO SO JMGS-I bond amount and probation ?
For JMGS-I, the probation period is 2 Years, and the bond amount is Rs. 2 Lakhs to be served for a minimum of 2 years.
What is the salary of a specialist officer in a bank ?
In UCO Bank, a JMGS-I Specialist Officer starts with a basic pay scale of 48480-85920. With allowances like DA, HRA, and CCA, the gross emoluments are very attractive.
What is the salary of LBO in UCO Bank 2025 ?
While the specific role of “LBO” (Lead Bank Officer) isn’t detailed in this 2026 notification, officers in JMGS-I and MMGS-II roles (which LBOs typically are) follow the standard pay scales mentioned above (Scale I: 48480-85920, Scale II: 64820-93960).
Is UCO Bank better than SBI ?
This is subjective. UCO Bank is a major Public Sector Bank offering job security and standard government pay scales. However, candidates often Compare UCO SO bond with SBI SO bond and growth opportunities. SBI is larger, but UCO Bank offers excellent work-life balance and career progression for specialists.
What is the hand written declaration for UCO Bank Recruitment 2025 ?
The notification for 2026-27 does not explicitly provide the text for a handwritten declaration in the uploaded pages. However, in standard banking recruitment, candidates usually declare that the information provided is valid. Applicants should check the online application portal’s specific instructions for the exact text required for the UCO Bank SO Handwritten Declaration Format.
UCO Bank SO bond legal implications if broken ?
The bond is a legal agreement. Breaking it means you are contractually liable to pay the Rs. 2 Lakhs. The bank can take legal action to recover this amount if unpaid, as per the executed Bond terms.
Author’s Suggestions
As an expert in banking recruitments, I highly recommend that eligible engineers and finance professionals apply for the UCO Bank Recruitment 2026 for 173 Generalist and Specialist Posts. The UCO Bank Specialist Officer Previous Year Cut Off tends to be competitive, so start preparing immediately. Since the UCO Bank SO Recruitment 2026 Selection Process Hindi and English details are identical, focus on your domain knowledge.
Also, be mindful of the UCO Bank SO probation experiences shared by past employees; the 2-year probation for JMGS-I is a learning curve that sets you up for a long career. Don’t forget to research high-potential keywords like UCO Bank Data Scientist Vacancy Eligibility Criteria if you are in the tech field, as these niche roles often have fewer applicants than generalist posts.
Final Tip: Ensure your UCO Bank SO bond waiver conditions 2026 understanding is clear—there are virtually none. You must serve 2 years.
Disclaimer
The information provided in this article is based on the official “Advertisement Generalist & Specialist 13.01.2026.pdf” released by UCO Bank. Vacancies are provisional and subject to change. Candidates are advised to visit the official website https://uco.bank.in for the most updated information and to download the UCO Bank Recruitment Notification PDF Download directly.