Bank of India Credit Officer Recruitment 2025-26: Great news for banking aspirants and experienced professionals looking for a career upgrade in the Public Sector! Bank of India (BOI), a leading Public Sector Bank, has released the much-awaited BOI Credit Officer 514 Vacancy 2025 Notification.
I will cover every detail regarding the BOI Credit Officer 2025, including the eligibility criteria, salary, selection process, and step-by-step application method. Read on to ensure you don’t miss out on the Bank of India Credit Officer Recruitment 2025-26.
You are waiting for the Bank of India Credit Officer Recruitment notification, the wait is over. The Bank of India Credit Officer Online Form link will be active starting from December 20, 2025. This recruitment aims to fill 514 posts across various scales (SMGS-IV, MMGS-III, and MMGS-II).
Bank of India Credit Officer Recruitment 2025-26
The Bank of India Credit Officer Recruitment 2025-26 is a opportunity for graduates with experience. Before deep details of the BOI Credit Officer 514 Vacancy 2025 Notification, here is a quick overview of the recruitment.
| Recruitment Authority | Bank of India (BOI) |
| Project Number | 2025-26/01 |
| Post Name | Credit Officer (GBO Stream) |
| Scales | SMGS-IV, MMGS-III, MMGS-II |
| Total Vacancies | 514 Posts |
| Application Mode | Online |
| Registration Dates | 20.12.2025 to 05.01.2026 |
| Job Location | Pan India |
| Official Website | bankofindia.bank.in |
The BOI Credit Officer 2025 exam is one of the most sought-after Latest Bank Jobs 2025 Notification due to the high number of vacancies and the prestigious job profile.
Important Dates for BOI Credit Officer 2025
To successfully apply for the Bank of India Credit Officer Recruitment 2025-26, you must keep track of the following dates. The Bank of India Credit Officer Online Form window is short, so act fast.
| Event | Date |
| BOI Credit Officer Notification Out | 01.11.2025 |
| Bank of India Credit Officer Online Form Starts | 20.12.2025 |
| Bank of India vacancy 2025 last date | 05.01.2026 |
| Relevant Date for Age & Qualification | 01.11.2025 |
| Tentative Date of Online Examination | Will be advised separately |
Make sure to complete your Bank of India Credit Officer Online Form before the deadline to avoid server issues.
Also Visit : RBI Specialist Officer Recruitment Notification 2025
Important Direct Official Links for BOI Credit Officer Notification
| Link Description | Direct Link |
| BOI Credit Officer Notification 2025 PDF | Download PDF |
| Apply Online for BOI Credit Officer | Link Active Now |
| Official Website | Visit Website |
| For Any Educational Updates Join Telegram Channel | Notify U |
| For Study Material Subscribe YouTube Channel | Subscribe Notify U |
| For Any Educational Updates On Whatsapp | Join Whatsapp Channel |
BOI Credit Officer 514 Vacancy 2025 Notification Details
The core attraction of this drive is the BOI Credit Officer 514 Vacancy 2025 Notification. The bank has distributed these 514 vacancies across three major scales. Below is the detailed category-wise breakdown for the BOI Credit Officer 514 Posts category wise vacancy.
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Total BOI Credit Officer Vacancies 514
| Name of Post | Scale | Stream | SC | ST | OBC | EWS | GEN | TOTAL |
| Credit Officer | SMGS-IV | GBO | 5 | 2 | 9 | 3 | 17 | 36 |
| Credit Officer | MMGS-III | GBO | 9 | 4 | 16 | 6 | 25 | 60 |
| Credit Officer | MMGS-II | GBO | 62 | 31 | 112 | 41 | 172 | 418 |
| Grand Total | 76 | 37 | 137 | 50 | 214 | 514 |
As you can see, the Credit Officer SMGS-II Vacancy 418 Posts makes up the bulk of the BOI Credit Officer 2025 recruitment. There are also BOI SMGS-IV Vacancy 36 Posts and Bank of India MMGS-II and MMGS-III Vacancy 2025 available for more senior profiles.
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Eligibility Criteria for Bank of India Credit Officer Recruitment 2025-26
The Bank of India Credit Officer Recruitment 2025-26 eligibility criteria are strict. Since this is a specialized recruitment for the GBO stream, candidates must ensure they meet the specific requirements mentioned in the Bank of India Credit Officer Recruitment notification.
1. Nationality / Citizenship
A candidate must be either a Citizen of India, a subject of Nepal/Bhutan, or a Tibetan refugee who came over to India before 1st January 1962, as per the standard Sarkari Naukri Bank of India 2025 norms.
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2. Age Limit (As on 01.11.2025)
The Bank of India Credit Officer Age Limit as on 01.11.2025 varies by scale.
- Credit Officer (SMGS-IV): Min 30 Years – Max 40 Years (approx, refer to detailed PDF for specific relaxation).
- Credit Officer (MMGS-III): Min 28 Years – Max 38 Years.
- Credit Officer (MMGS-II): Min 25 Years – Max 35 Years.
The general Bank of India Credit Officer Age Limit (25-40 Years) range applies across these posts.
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3. BOI Age Relaxation Policy
As per the BOI Credit Officer 514 Vacancy 2025 Notification, age relaxation is applicable for reserved categories:
- SC/ST: 5 Years
- OBC (Non-Creamy Layer): 3 Years
- PwBD: 10 Years
- Ex-Servicemen: As per Govt rules.
4. Educational Qualification & Experience
For the BOI Credit Officer GBO Stream Eligibility 2025, the following is generally required (Detailed in the Bank of India Recruitment 2025 notification PDF):
- Qualification: A Degree (Graduation) in any discipline from a recognized University. CA/ICWA/MBA (Finance) is often preferred for higher scales. Credit Officer Graduate + Experience Required is the norm here.
- Experience:
- MMGS-II: Minimum 2-3 years of experience as an Officer in a Bank/Financial Institution.
- MMGS-III/IV: Higher experience (5+ years) in Credit/GBO.
Note: This is not a Bank of india recruitment 2025 for freshers. Experience is mandatory for Scale II, III, and IV.
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Application Fees / Intimation Charges
To finalize your Bank of India Credit Officer Online Form, you must pay the fees. The application fee for Bank of India recruitment is non-refundable.
| Category | Fee Amount |
| SC/ST/PwBD | ₹ 175/- (Intimation Charges Only) |
| General/EWS/OBC | ₹ 850/- (Application Fee + Intimation Charges) |
Payment must be made online between 20.12.2025 and 05.01.2026.
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Salary and Pay Scale
The Bank of India 514 Post Recruitment Salary is one of the most attractive features of the BOI Credit Officer 2025 drive.
- SMGS-IV: Basic Pay + DA + HRA + CCA etc. (Highest Package)
- MMGS-III: Competitive Scale III Salary.
- MMGS-II: Basic Pay starts significantly higher than PO.
The Bank of India Credit Officer salary and job profile includes perks like leased accommodation, medical aid, LFC, and more, making Credit Officer Jobs in BOI highly lucrative.
BOI Credit Officer Selection Process
The BOI Credit Officer selection process and exam pattern involves multiple stages to filter the best candidates for the Bank of India Credit Officer Recruitment 2025-26.
- Online Examination: A Computer Based Test (CBT) covering Professional Knowledge and General Aptitude.
- Interview: Candidates qualifying in the online exam will be called for an interview.
- Group Discussion (GD): May be conducted for higher scales (SMGS-IV).
The Bank of India Credit Officer GBO Stream Selection Process relies heavily on the Professional Knowledge section.
BOI Credit Officer Exam Syllabus and Exam Centers
Exam Pattern
The Bank of India Recruitment 2025 Syllabus for the online exam typically includes:
- English Language: 50 Marks
- Professional Knowledge (Financial Management/Credit): 100 Marks (Focus Area)
- General Awareness (with reference to Banking): 50 Marks
Exam Centers
The BOI Credit Officer 514 Vacancy 2025 Notification will list exam centers across India. You can choose your center while filling out the Bank of India Credit Officer Online Form.
How to Apply for Bank of India Credit Officer Recruitment
Many candidates ask How to apply online for Bank of India Credit Officer. Follow these simple steps to submit your Bank of India Credit Officer Online Form 20.12.2025.
- Visit Official Website: Go to bankofindia.bank.in and navigate to the ‘Career’ section.
- Find Notification: Look for Bank of India Project No 2025-26/01 Details.
- Register: Click on “Click here for New Registration” to start your Bank of India Credit Officer Online Form.
- Fill Details: Enter your name, contact details, and educational info as per the BOI Credit Officer 2025 requirements.
- Upload Documents: Upload Photo, Signature, Thumb Impression, and Hand Written Declaration.
- Payment: Pay the Bank of India Online Application 2025-26 fee.
- Submit: Click Final Submit and print the application.
Apply Bank of India Credit Officer via bankofindia.bank.in only. Do not use third-party sites.
Guidelines for Document Scan and Upload
To ensure your Bank of India Credit Officer Recruitment 2025-26 application is not rejected, follow these rules:
- Photograph: 4.5cm × 3.5cm, recent color photo.
- Signature: Black ink on white paper (Not in CAPITAL LETTERS).
- Thumb Impression: Blue/Black ink on white paper.
- Hand Written Declaration: Must be in English and in the candidate’s own handwriting.
Reservation for Persons with Benchmark Disabilities (PwBD)
The BOI Credit Officer 514 Vacancy 2025 Notification includes specific vacancies for PwBD (VI, HI, OC, ID).
Guidelines for Persons with Benchmark Disabilities using a Scribe
- Candidates with 40% or more disability may use a scribe.
- The scribe form must be filled out.
- Compensatory time of 20 minutes per hour is allowed.
BOI Credit Officer Security Deposit and Bond
For the Bank of India Credit Officer Recruitment 2025-26, selected candidates may be required to deposit a security amount or sign a service bond. This ensures retention of talent in the BOI Recruitment 2025. Details will be in the detailed Bank of India Credit Officer Recruitment notification pdf download.
Author’s Suggestions
As a Senior Content Writer analyzing Bank PO Jobs 2025, here are my tips for the BOI Credit Officer 2025 exam:
- Focus on Professional Knowledge: Since this is for BOI GBO Officer Vacancy Update, the professional knowledge section is the tie-breaker.
- Apply Early: The Bank of India Credit Officer Online Form opens on 20.12.2025. Don’t wait for the last date.
- Check Eligibility: Ensure you meet the Bank of India Credit Officer recruitment 2025-26 eligibility criteria regarding experience strictly.
- Track Cutoffs: Look at Bank of India Credit Officer previous year cutoff to set your target score.
FAQs: Bank of India Credit Officer Recruitment 2025-26
Q1: What is Bank of India Credit Officer recruitment 2025-26 ?
Ans: It is a recruitment drive (Project No. 2025-26/01) by BOI to fill 514 vacancies for Credit Officers in General Banking Operations (GBO) across scales II, III, and IV.
Q2: How many vacancies for Credit Officer in BOI are available ?
Ans: There are a total of 514 vacancies (36 for SMGS-IV, 60 for MMGS-III, and 418 for MMGS-II) in the BOI Credit Officer 514 Vacancy 2025 Notification.
Q3: What is the salary for BOI Credit Officer ?
Ans: The Bank of India 514 Post Recruitment Salary varies by scale. SMGS-IV and MMGS-III/II officers receive a high basic pay along with DA, HRA, and other allowances, making it a lucrative Sarkari Naukri Bank of India 2025.
Q4: How to apply for Bank of India Credit Officer recruitment ?
Ans: You can apply online via the Bank of India Credit Officer Online Form available at bankofindia.bank.in from 20.12.2025 to 05.01.2026.
Q5: What is the application fee for Bank of India recruitment ?
Ans: The fee is generally ₹850/- for General/OBC/EWS and ₹175/- for SC/ST/PwBD candidates for the BOI Credit Officer 2025 exam.
Q6: Is experience required for BOI Credit Officer 2025 ?
Ans: Yes, Credit Officer Graduate + Experience Required. This is not for freshers; you need relevant banking/financial experience for Scales II, III, and IV.
Q7: What is the exam date for BOI Credit Officer 2025 ?
Ans: The tentative date for the online exam will be advised separately by the bank after the Bank of India Credit Officer Online Form process ends.
Q8: How to prepare for Bank of India credit officer exam ?
Ans: Focus on the Bank of India Recruitment 2025 Syllabus, specifically the Professional Knowledge section related to Credit, Risk, and Financial Management.
Q9: Can I apply for Bank of India Recruitment 2025 for freshers ?
Ans: The Bank of India Credit Officer Recruitment 2025-26 is primarily for experienced officers. Freshers should look for the IBPS BOI Notification for PO/Clerk posts.
Q10: Where can I get the Bank of India Credit Officer Recruitment notification pdf download ?
Ans: You can download the PDF from the official website or check the Bank of India Project No 2025-26/01 Details section on educational portals.
Disclaimer
The information provided in this blog post regarding Bank of India Credit Officer Recruitment 2025-26 is based on the official notification snippet (Project No. 2025-26/01) and general banking recruitment standards. Candidates are strongly advised to verify all details, including the Bank of India Credit Officer Recruitment notification and BOI Credit Officer 514 Vacancy 2025 Notification PDF, on the official website bankofindia.bank.in before applying. We are not responsible for any discrepancies.