Bank of Baroda (BOB) has opened its Specialist Officer (SO) Recruitment 2026 for 1,100 regular posts — 1,000 Wealth Executive (JMG/S-I) and 100 Credit Analyst – C&IC (MMG/S-II) — under Advertisement No. BOB/HRM/REC/ADVT/2026/17, dated 4 September 2026. Online applications are open from 4 September to 24 September 2026.
One detail worth knowing before you apply: experience is only preferred, not mandatory, for Wealth Executive — meaning genuine freshers can apply — while Credit Analyst mandatorily requires a CA qualification plus 1 year of banking experience. This guide covers the complete BOB SO Recruitment 2026 eligibility, fee, pay scale, service bond, and selection process from the official notification.
BOB SO Recruitment 2026 Quick Overview & Important Dates
| Detail | Information |
|---|---|
| Conducting Body | Bank of Baroda |
| Advertisement No. | BOB/HRM/REC/ADVT/2026/17 |
| Posts | Wealth Executive (JMG/S-I), Credit Analyst – C&IC (MMG/S-II) |
| Total Vacancies | 1,100 (1,000 + 100) |
| Nature of Post | Regular Basis |
| Cut-Off Date for Eligibility | 1 September 2026 |
| Online Application Start Date | 4 September 2026 |
| Online Application & Fee Payment Last Date | 24 September 2026 |
| Application Fee | ₹850 (Gen/EWS/OBC); ₹175 (SC/ST/PwBD/ESM/Women) — plus Payment Gateway Charges |
| Selection Process | Application Scrutiny → Online Test (tentative) → Psychometric Test/GD/Interview |
| Probation Period | 12 months |
| Service Bond | 3 years (or pay equivalent compensation) |
| Official Website | bankofbaroda.bank.in (Career → Current Opportunities) |
Bank Of Baroda Recruitment 2026 1100 Posts Wealth Executive & Credit Analyst Vacancy Details
| Department | Post | Grade/Scale | Vacancies |
|---|---|---|---|
| Wealth Management Services | Wealth Executive | JMG/S-I | 1,000 |
| Corporate & Institutional Credit | Credit Analyst – C&IC | MMG/S-II | 100 |
| Total | 1,100 |
Bank of Baroda Eligibility Criteria
Qualifications and experience are reckoned as on 1 September 2026 (cut-off date).
1. Wealth Executive (JMG/S-I) — 1,000 Vacancies
| Detail | Requirement |
|---|---|
| Age | Minimum 22 years, Maximum 32 years |
| Mandatory Qualification | Graduation in any discipline AND any one of: IC 38 (Insurance Institute of India), NISM Series V-A (Mutual Fund Distributors Certification), NISM Series XXI-A (PMS Distributors Certification), NISM Series V-D (Mutual Fund-Specialised Investment Fund Distributors Certification) |
| Preferred Qualification | 2-year full-time PG Degree/Diploma in Management, MBA (Finance/Marketing/Banking) |
| Experience | Preferred, not mandatory — minimum 2 years in Sales of Wealth Products with leading Public/Private/Foreign Banks, Broking/Securities Firms, AMCs, or Wealth Management Companies in India |
2. Credit Analyst – C&IC (MMG/S-II) — 100 Vacancies
| Detail | Requirement |
|---|---|
| Age | Minimum 21 years, Maximum 33 years |
| Mandatory Qualification | Graduation in any discipline AND Chartered Accountant |
| Mandatory Experience | Minimum 1 year of Banking experience in a Scheduled Commercial Bank |
| Preferred | Experience in Corporate Credit |
Bank Of Baroda Recruitment 2026 1100 Posts Reservation & Roster Points
| Post | Grade | Vacancy | SC | ST | OBC | EWS | UR | Total | PwBD (LD) | PwBD (HI) | PwBD (VI) | PwBD (d&e) | PwBD Total |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Wealth Executive | JMG/S-I | 1,000 | 150 | 75 | 270 | 100 | 405 | 1,000 | 10 | 10 | 10 | 10 | 40 |
| Credit Analyst – C&IC | MMG/S-II | 100 | 15 | 8 | 27 | 10 | 40 | 100 | 1 | 1 | 1 | 1 | 4 |
Bank of Baroda Wealth Executive & Credit Analyst Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC (Non-Creamy Layer) | 3 years |
| PwBD | Gen/EWS – 10 years; OBC – 13 years; SC/ST – 15 years |
| Ex-Servicemen/Commissioned Officers (incl. ECOs/SSCOs, min. 5 years military service) | Gen/EWS – 5 years; OBC – 8 years; SC/ST – 10 years |
Bank of Baroda Wealth Executive & Credit Analyst Application Fee
| Category | Fee |
|---|---|
| General/EWS/OBC | ₹850 (inclusive of GST) + Payment Gateway Charges |
| SC/ST/PwBD/Ex-Servicemen/Women | ₹175 (inclusive of GST) + Payment Gateway Charges |
Fee is non-refundable, payable regardless of whether the online test is conducted or the candidate is shortlisted for interview. Payment modes: Debit Card/Credit Card/Internet Banking/UPI.
Location of Posting
Selected candidates are liable to be posted anywhere in India, at any Branch/Office of the Bank, entirely at the Bank’s discretion. Only candidates willing to serve anywhere in India should apply.
Bank of Baroda Wealth Executive & Credit Analyst Salary / Pay Scale
| Grade/Scale | Pay Scale Structure | Starting Basic Pay |
|---|---|---|
| Wealth Executive — JMG/S-I | 48480-2000/7-62480-2340/2-67160-2680/7-85920 | ₹48,480 |
| Credit Analyst — MMG/S-II | 64820-2340/1-67160-2680/10-93960 | ₹64,820 |
Bank of Baroda Wealth Executive & Credit Analyst Probation Period
Selected candidates will be on probation for 12 months (1 year) of active service from the date of joining.
Bank of Baroda Wealth Executive & Credit Analyst Service Bond
| Grade/Scale | Bond Terms |
|---|---|
| JMG/S-I (Wealth Executive) | Serve minimum 3 years, or pay an amount equal to 3 months’ Gross Salary (not exceeding ₹2 Lakhs) if leaving before completing 3 years |
| MMG/S-II (Credit Analyst) | Serve minimum 3 years, or pay an amount equal to 3 months’ Gross Salary (not exceeding ₹3 Lakhs) if leaving before completing 3 years |
Bond terms and amounts are subject to revision per the Bank’s prevailing policies and will be communicated in the offer letter.
Selection Process
- Application Scrutiny
- Online Test — tentative; conducted only if the Bank decides to. Sections 1-3 (English, Reasoning & Quant, General/Economic & Banking Awareness) are qualifying only; Section 4 (Professional Knowledge) and overall performance determine shortlisting.
- Psychometric Test and/or Group Discussion/Personal Interview — may involve multiple rounds, assessing personality, communication, problem-solving, willingness to serve anywhere in India, and suitability.
- Biometric/IRIS Verification — captured before the online test, at GD/interview stage, at joining, and at any other stage the Bank decides.
Interview qualifying marks: 60% for General & EWS category, 55% for other reserved categories (subject to change at the Bank’s discretion). Candidates not clearing the interview are not considered for final selection. Where candidates tie at the cut-off, ranking is by descending age.
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Online Test Pattern (Tentative)
If conducted, the online test will follow this tentative structure:
| Section | Test | Questions | Max Marks | Duration | Version |
|---|---|---|---|---|---|
| 1 | English Language | 20 | 20 | 20 minutes | English only |
| 2 | Reasoning Ability & Quantitative Aptitude | 20 | 20 | 20 minutes | Bilingual |
| 3 | General/Economic & Banking Awareness | 20 | 20 | 20 minutes | Bilingual |
| 4 | Professional Knowledge related to the Position | 60 | 60 | 60 minutes | Bilingual |
| Total | 120 | 120 | 120 minutes |
- Sections 1-3 are qualifying in nature only — marks from these sections are not counted toward the merit list or final result.
- Penalty: 0.25 marks deducted for each wrong answer, across all sections. No penalty for unanswered questions.
- Minimum qualifying marks per section are decided by the Bank at its discretion, and the Bank may waive this criterion.
- PwBD/scribe-eligible candidates get 20 minutes compensatory time per hour of examination (per applicable government guidelines).
Exam Centres
If an online test is conducted, it will be held at centres across states depending on the number of applications received:
| State/UT | Test Centres |
|---|---|
| Andaman & Nicobar | Port Blair |
| Andhra Pradesh | Guntur/Vijaywada, Visakhapatnam, Vizianagaram, Kadapa, Kakinada, Kurnool, Ongole, Rajahmundry, Tirupathi, Nellore |
| Arunachal Pradesh | Naharlagun |
| Assam | Guwahati, Jorhat, Silchar, Dibrugarh, Tezpur |
| Bihar | Patna, Muzzafarpur, Bhagalpur, Darbhanga, Arrah, Gaya, Purnea |
| Chandigarh | Chandigarh/Mohali |
| Chhattisgarh | Raipur, Bhilai/Bhilai Nagar, Bilaspur (Chhattisgarh) |
| Goa | Mapusa |
| Gujarat | Ahmedabad/Gandhinagar, Anand/Vadodara, Mehsana, Bhavnagar, Rajkot, Jamnagar, Surat/Bardoli, Vapi |
| Haryana | Ambala, Faridabad, Gurugram, Kurukshetra |
| Himachal Pradesh | Bilaspur (HP), Hamirpur (HP), Solan, Una, Mandi, Kullu, Kangra |
| Jammu & Kashmir | Jammu, Srinagar, Samba |
| Jharkhand | Jamshedpur, Ranchi, Dhanbad, Hazaribagh, Bokaro Steel City |
| Karnataka | Bengaluru, Hubballi(Hubli)/Dharwad, Mysuru(Mysore), Kalaburagi(Gulbarga), Udupi, Shivamogga(Shimoga), Mangaluru(Mangalore), Belagavi(Belgaum) |
| Kerala | Tiruvananthapuram, Kozhikode, Kottayam, Ernakulam, Kollam, Thrissur, Alappuzha, Kannur, Mallapuram, Palakkad |
| Madhya Pradesh | Bhopal, Indore, Ujjain, Jabalpur, Gwalior, Sagar, Satna |
| Ladakh | Leh, Kargil |
| Maharashtra | Chhatrapati Sambhaji Nagar, Nagpur, Pune, Mumbai/Thane/Navi Mumbai/MMR, Amravati, Nanded, Jalgaon, Nashik, Kolhapur, Chandrapur, Latur, Solapur |
| Manipur | Imphal, Churachandpur, Thoubal |
| Meghalaya | Shillong, Tura |
| Mizoram | Aizawl |
| Nagaland | Kohima, Dimapur |
| Delhi-NCR | Delhi/New Delhi/NCR |
| Odisha | Bhubaneswar, Sambalpur, Dhenkanal, Cuttack, Balasore, Berhampur-Ganjam, Rourkela |
| Puducherry | Puducherry |
| Punjab | Bathinda, Amritsar, Patiala, Phagwara, Mohali |
| Rajasthan | Jaipur, Jodhpur, Udaipur (Raj), Kota, Ajmer, Bikaner, Sikar |
| Sikkim | Gangtok |
| Tamil Nadu | Chennai, Madurai, Tirunelveli, Salem, Coimbatore, Thiruchirappalli, Vellore, Virudhunagar, Thanjavur, Cuddalore, Kanyakumari/Nagercoil, Namakkal |
| Telangana | Hyderabad, Karimnagar, Warangal, Khammam |
| Tripura | Agartala |
| Uttar Pradesh | Agra, Prayagraj, Ghaziabad, Noida/Greater Noida, Kanpur, Lucknow, Meerut, Varanasi, Gorakhpur, Jhansi, Ayodhya, Aligarh, Bareilly, Moradabad, Muzaffarnagar |
| Uttarakhand | Dehradun, Haldwani, Roorkee |
| West Bengal | Hooghly, Kalyani, Kolkata, Siliguri, Durgapur, Asansol, Burdwan |
How to Apply
- Visit bankofbaroda.bank.in → Career → Current Opportunities, and register online in the appropriate application format.
- Pay the application fee via Debit Card/Credit Card/Internet Banking/UPI.
- Upload your Bio-data, scanned photograph, signature, and supporting documents (see below).
- Upload a left thumb impression image (JPG/JPEG, 240×240 pixels, 200 DPI, 20-50 KB) — right thumb or another finger/toe if unavailable.
- Upload a hand-written declaration (in English, not in capital letters, JPG/JPEG, 800×400 pixels, 50-100 KB) stating: “I, [Name], hereby declare that all the information submitted by me in the application form is correct, true and valid. I will present the supporting documents as and when required.”
- Verify all details carefully — no changes are allowed after clicking Submit.
- Take a printout of the system-generated application form and fee e-receipt.
In case of multiple applications, only the last valid/complete one is retained; fees paid for other applications are forfeited.
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Documents Required
| Document | Format/Specification |
|---|---|
| Resume | |
| DOB Proof (10th Marksheet/Certificate) | |
| Educational Certificates (all, in a single PDF) | PDF, A4 size, max 500 KB |
| Work Experience Certificates (if applicable) | |
| Caste/Category Certificate (if applicable) | |
| PwBD Certificate (if applicable) | |
| Photograph | JPG/JPEG, 4.5cm×3.5cm (200×230 pixels preferred), 20-50 KB, colour, light/white background |
| Signature | JPG/JPEG, 140×60 pixels, 10-20 KB, black ink on white paper, not in capital letters |
| Live Photo Capture | Via webcam or mobile phone at the time of application |
Important Links
| Resource | Link |
|---|---|
| Official Bank of Baroda Careers Website | https://bankofbaroda.bank.in/ |
| Bank of Baroda Apply Links | Wealth Executive Apply Link Credit Analyst Apply Link |
| BOB Recruitment 2026 Official Advertisement | Download PDF |
| For Any Educational Updates Join Telegram Channel | NotifyHere |
| For Any Educational Updates On Whatsapp | Join Whatsapp Channel |
| For Study Material Subscribe YouTube Channel | Subscribe NotifyHere |
FAQ
What are the total vacancies in BOB SO Recruitment 2026 (Advt 2026/17) ?
1,100 total — 1,000 Wealth Executive (JMG/S-I) and 100 Credit Analyst – C&IC (MMG/S-II).
Can freshers apply for BOB SO Wealth Executive post ?
Yes. Experience is listed as “Preferred” rather than mandatory for Wealth Executive — candidates who hold the mandatory graduation degree plus one of the specified certifications (IC 38/NISM V-A/NISM XXI-A/NISM V-D) can apply even without prior experience.
Is prior banking experience mandatory for BOB Credit Analyst SO post ?
Yes. Credit Analyst mandatorily requires a Chartered Accountant qualification plus a minimum of 1 year of banking experience in a Scheduled Commercial Bank — this is not a fresher-eligible post.
What is the application fee for Bank of Baroda SO Recruitment 2026 ?
₹850 (plus payment gateway charges) for General/EWS/OBC candidates, and ₹175 (plus payment gateway charges) for SC/ST/PwBD/Ex-Servicemen/Women candidates.
What is the last date to apply for BOB SO Recruitment 2026 ?
The online application window closes on 24 September 2026, which is also the last date for fee payment.
What is the salary/pay scale for BOB Wealth Executive and Credit Analyst SO posts ?
Wealth Executive (JMG/S-I) starts at a basic pay of ₹48,480, and Credit Analyst (MMG/S-II) starts at ₹64,820, both under the applicable pay scale structure with allowances as per Bank policy.
Is there a written exam for BOB Specialist Officer Recruitment 2026?
An online test is tentative — it will be conducted only if the Bank decides to. If held, it follows a 120-question, 120-minute structure with qualifying-only sections for English, Reasoning & Aptitude, and General Awareness, plus a scored Professional Knowledge section.
What is the service bond amount and period for BOB SO posts ?
3 years minimum service, or payment of 3 months’ gross salary in lieu — capped at ₹2 Lakhs for Wealth Executive and ₹3 Lakhs for Credit Analyst.
What is the age limit for BOB SO Recruitment 2026 posts ?
Wealth Executive: 22-32 years. Credit Analyst: 21-33 years (as on the cut-off date, 1 September 2026), with applicable age relaxation for reserved categories.
What is the mandatory qualification for BOB Credit Analyst SO post ?
Graduation in any discipline plus a Chartered Accountant qualification, along with a minimum 1 year of banking experience in a Scheduled Commercial Bank.
What certifications are required for BOB Wealth Executive SO post ?
Graduation in any discipline, plus any one of: IC 38 (Insurance Institute of India), NISM Series V-A, NISM Series XXI-A, or NISM Series V-D.
What is the qualifying mark for the BOB SO interview ?
60% for General and EWS category candidates, and 55% for other reserved category candidates — subject to change at the Bank’s discretion.
How is this different from BOB’s earlier Wealth Management/Credit Analyst drives this year ?
This is a separate, larger notification — Advertisement No. BOB/HRM/REC/ADVT/2026/17 covers 1,100 combined vacancies, notably larger than BOB’s earlier related drives this year (a 104-vacancy Wealth Management notification and an 86-vacancy Credit Analyst-tier notification released under different advertisement numbers).
What is the probation period for selected BOB SO candidates ?
12 months (1 year) of active service from the date of joining the Bank.
Is there reservation for Ex-Servicemen in BOB SO Recruitment 2026 ?
No separate reservation exists for Ex-Servicemen in the Officers’ cadre — only age relaxation is applicable to them (5, 8, or 10 years depending on category).
Author’s Suggestion
If you’ve been holding off on Wealth Executive because you assumed it needs prior sales experience, re-check the notification — experience is only preferred there, not mandatory, unlike Credit Analyst where the CA qualification and banking experience are both hard requirements.
Disclaimer
This article is based on Bank of Baroda’s official Advertisement No. BOB/HRM/REC/ADVT/2026/17, dated 4 September 2026. The Bank reserves the right to modify vacancies, selection criteria, or cancel the recruitment process at any stage. Candidates should verify all details directly on bankofbaroda.bank.in before applying.
